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Choosing A Home Warranty

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When looking for a home warranty in AZ the hardest part will probably be in choosing which one to go with. You can usually find many different kinds offered by many different places and the options can seem overwhelming. The key to finding the right one for you really rests on getting sample copies of different ones to study. No one wants to pay more money than they have to, whether on a warranty plan or on the repairs themselves.

Most home warranty in AZ plans will cover the basics, namely the basic building of the home such as floors, walls, plumbing and electrical systems, heating and cooling systems and some major appliances. Usually the appliances covered are just built-in dishwashers, refrigerators, and stoves; however, you can sometimes find plans that cover clothes washers and dryers, built-in microwaves, ceiling fans, and trash compactors to name a few. When getting sample warranty copies you will want to compare coverage as well as rates and the reputation of the warranty company.

Some home warranty in AZ plans will not cover repairs needed because of improper installation, excessive wear and tear, and improper maintenance. Some companies and plans will not cover the cost of replacement at all, just the cost of repair. This means that you will need to make sure that you have treated your appliances and such well and that you know what the warranty company’s definition of those things is. Part of that is looking at the reputation of the warranty company.

Home warranty in AZ companies will usually have customer testimonials listed on their website; but you can also search for blogs and other websites that will have reviews on them, or even ask people that you know if they have had dealings with the company. Usually your realtor will be able to steer you in the right direction when looking for a company from whom to purchase a warranty plan. In fact, a lot of realtors will have good working relationships with at least one warranty company so that they will be able to better help their clients. When looking at reviews for any company you will want to read both the good and the bad to get the most accurate picture possible of the company’s policies and practices.

Once you have the coverage and reputation figured out it is time to start looking at home warranty in AZ rates so that you can know how much this will cost you. Sometimes the initial warranty rate will be included in the closing costs of the home and sometimes it will not; however, for plans that have the option to renew on a yearly basis you will want to know how much you will have to pay per year of coverage. Sometimes after a year you will be able to have enough saved up to cover repair costs yourself and sometimes you will decide that the coverage is not worth the additional cost every year. Most warranty plans will cost a couple of hundred dollars every year and you may not find much variation in cost of coverage for similar plans from different companies.